First Home Buyer

Berti Financial Group has helped many first home buyers just like you by providing practical advice and guidance from start to settlement.

Unlock your dream home with Berti Financial

The experience of purchasing your first home is very exciting!

As it is your first time applying for a home loan, understanding the home loan process can be a little daunting and that’s where our team steps in to guide, identify grants and benefits available to you. We ensure the home loan experience is stress free so you can enjoy celebrating and preparing to set up your new home!

The amount of first home buyer grant you can receive varies depending on the state or territory in which you are purchasing the property and can range from several thousand to tens of thousands of dollars. The grant can be used towards the deposit or other associated costs of buying a property.

Book A Discovery Call ➜

a man is carrying a woman on his back in front of a house

Reasons to apply for a first home buyer loan

Whether or not to get a first home buyer loan is highly dependent on several factors, including your financial situation, future plans, and the current real estate market.

Consider the following points:

Lower Down Payments

First-time home buyer loans typically offer reduced down payment requirements, making homeownership more accessible for those with limited upfront funds.

Favourable Interest Rates

These loans may come with competitive interest rates, as some lenders offer discounted rates and incentives for certain first timers. This potentially saves you money over the life of the loan compared to other mortgage options.

Government Schemes & Grants

Some first-time home buyer loans come with additional financial assistance programs or grants. They serve to further ease the financial burden of purchasing a home.